This site does not use cookies, does not require sign-up, and does not store any personal data you enter into the calculator. Your date of birth and National Insurance years are processed in your browser only and are never sent to any server.
We use GoatCounter, a privacy-focused, cookie-free analytics service hosted in the EU (Hetzner, Finland/Germany). GoatCounter records aggregate page views only — no individual visitor profile is created. IP address and user-agent are held in memory for a maximum of 8 hours (to de-duplicate repeat views) and are never written to a database or linked to an identity.
Some pages may contain links to third-party financial services (for example, pension consolidation or financial-adviser-matching services) marked as affiliate or partner links. If you click through and take an action with that provider, we may receive a commission at no extra cost to you. We only link to services relevant to UK state pension and retirement planning. Inclusion of a link is not financial advice and does not imply endorsement of any specific product — always check the FCA Register for a firm's regulatory status before acting.
This site is operated by Gesmine-Invest Limited, UK company number 14120136. For privacy questions, open an issue on GitHub.